Business Freedom Blog

Discover tips, inspiration, and strategies to achieve your dream of business freedom.

Debt Consolidation vs. Debt Compression: The Founder’s Guide to Smarter, Bank-Ready Balance Sheets

Debt Consolidation vs. Debt Compression: The Founder’s Guide to Smarter, Bank-Ready Balance Sheets

Published on: 12/03/2025

Most owners think debt consolidation is the answer. It’s not. Debt compression—what we design at Business Freedom Advisors™—optimizes rates, amortization, DSCR, and cashflow so you become more bankable and fund growth on purpose.

Credit IQ: The Missing Metric on Your Financial Dashboard (and How to Build Credit Gravity)

Credit IQ: The Missing Metric on Your Financial Dashboard (and How to Build Credit Gravity)

Published on: 10/01/2025

Most founders miss the KPI that matters most: access to capital. In this guide, Scott Landis of Business Freedom Advisors™ explains how to measure and build “Credit IQ” and “credit gravity”—two critical metrics that raise limits, lower rates, and de-risk your exit. Learn how to install the 5 Freedom Levers™ to make your business fundable by design.

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